Get >more for your money with an NYCB PerfectHealth Savings Account. These accounts are designed to be easy to open, easy to access and easy to appreciate.

With features like:

Checking Convenience
You will have the freedom to write checks to cover qualified medical expenses. And your first 200 checks are free — plus you’ll always earn a great competitive rate on your account.

Debit Card
You’ll receive a free, PerfectHealth Savings Account Visa® Debit Card. This allows you to pay for medical goods and services wherever Visa® is accepted. Funds are directly withdrawn from your PHSA for prompt and easy payment.

Payroll Deduction
This is the most convenient method of funding your PerfectHealth Savings Account. For current contribution limits, please visit www.treas.gov/offices/public-affairs/hsa/pdf/HSA-Tri-fold-english-09.pdf.

Internet Access
Our Free Online Banking with Bill Pay* allows you to make transactions and view them in "real-time", from the comfort of your home or office 24 hours a day!

*For your online security, information provided will be verified by the bank. Once the verification process is complete, your free online banking and bill payment account will be activated and ready for use. No monthly service charges apply. A separate fee applies for optional services such as Money HQ^®. Please talk to a branch representative or ask for our fee schedule for more details.

24-Hour Bank by Phone
Our Free 24-hour, 7 days a week, EZ Touch Telephone Banking Service gives “real-time” access to account balance and transaction information. Access your account information anywhere, anytime, at your convenience.

For other PHSA options, please call 1-800-552-4395 and speak with a PHSA representative.